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Apply for a Low Interest Credit Card in 3 easy steps...

1. Search through the low interest credit card offers below
2. Compare rates & fees of offers side by side
3. Apply by filling out an online credit card application

 Low Interest Credit Card Offers

The following low interest credit card offers feature either a low introductory APR or a low fixed APR interest rate.

Best Low Interest Credit Card
Chase Platinum Credit Card


Credit Card Highlights:
  • Low 0% Introductory APR on Purchases and Balance Transfers*
  • This Platinum Credit Card also features a low regular APR
  • No Annual Fee
  • Eligibility to enroll in Chase Travel Rewards where you can earn points for free flights, hotel stays and more*
  • Free secure online account access and bill pay
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
0%*
6 Months*
8.49%*
None*
None*
22 Days*
Yes*
Good Credit*

Citi Business® Platinum Select® Card


Highlights:
  • 0% APR* on balance transfers and purchases for 9 months
  • No annual fee
  • Secure, free online account management
  • $0 liability on unauthorized purchases  
  • Apply online and get an instant response*                                        
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
0%*
9 Months *
8.99%*
None*
None*
20 Days *
Yes*
Good Credit *

Chase CashBuildersm MasterCard®


Card Highlights:
  • Earn up to 2% cash rewards on purchases
  • When you reach your Registration Date Anniversary, you will receive your cash reward in the mail.
  • Cash rewards are limited to $500 each year
  • 0% introductory APR on balance transfers
  • No balance transfer fee for balances transferred during the introductory period
  • No annual fee
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
0%*
12 Months *
8.99%*
None*
None*
25 Days*
Yes*
Good Credit*

Blue from American ExpressSM


Blue Highlights:
  • This low interest credit card features a 0% Introductory APR for 6 months as well as a low regular APR
  • No annual fee
  • Built-in Smart Chip for Internet Security
  • Free Credit Card Reward Program
  • Apply now and get Instant Online Credit Card Approval
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
0%*
6 Months*
9.99%*
None*
None*
20 Days
Yes*
Excellent Credit*

Discover® Platinum Card


Credit Card Highlights:
  • 0% Intro APR*
  • No Annual Fee
  • Up to 2% Cashback Bonus® award*
  • 100% Fraud Protection
  • Up to $50,000 Credit Limit
  • Online Account Access and Bill Payment                                                
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
0%*
12 Months *
13.99%*
None*
None*
25 Days*
Yes*
Good Credit*

Blue CashSM from American Express®



Blue CashSM Highlights:
  • Earn up to 5% Cash Back*
  • The annual cash reward for everyday purchases at stand-alone US supermarkets, gas stations,drugstores and home improvement stores is up to 3%. Your annual cash reward for all other purchases is up to 1.5%*
  • No annual fee
  • Low introductory interest rate of 0%*
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
0%*
6 months*
10.99%*
None*
None*
20 Days*
Yes*
Excellent Credit*

Chase Ultimate Rewards® Platinum MasterCard®


Credit Card Highlights:
  • For every $1 you spend, earn 1 Ultimate Rewards® point toward your choice of great rewards*
  • You can redeem your points for gift certificates, travel rewards, and name brand merchandise!
  • 0% Introductory APR on balance transfers for up to 12 months
  • No annual fee
  • Interest-free grace period
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
0%*
12 Months*
12.99%*
None*
None*
20 Days*
Yes*
Excellent Credit*

Discover® Titanium Card


Credit Card Highlights:
  • 0% Intro APR*
  • Then a low 9.9% everyday APR
  • No Annual Fee
  • 100% Fraud Protection        
  • Up to $50,000 credit line         
  • Online Account Access and Bill Payment                                                      
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
0%*
See Terms*
9.9%*
None*
None*
25 Days*
Yes*
Excellent Credit*

Subaru® Platinum MasterCard®


Subaru Credit Card Highlights:
  • This credit card features a low 0% introductory APR on Balance Transfers for up to 9 Months*
  • Earn 3% Rewards on purchases*
  • No Annual Fee
  • Generous Credit Line
  • Earn SubaruBucks for every dollar you spend*
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
0%*
9 Months*
11.99%*
None*
None*
22 Days*
Yes*
Fair to Good Credit*

Bank of America® Visa® Platinum as Low as 9.9% Fixed APR


Card Highlights:
  • Get as low as a 9.9% fixed APR on balance transfers and new purchases.*
  • No Annual Fee
  • High credit lines. Credit lines granted as high as $100,000.
  • Convenience checks at no extra charge to access your account where credit cards are not accepted
  • Automatic travel accident insurance up to $500,000 *
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A*
N/A*
9.99%*
None*
None*
20 Days*
Yes*
Good Credit*

Universal Entertainment MasterCard®


Card Highlights:
  • Redeem Universal Points for a wide variety of Universal products, ranging from DVDs and CDs to theme park admission and VIP status
  • Earn 1 Universal Point on every dollar spent on purchases and double points on select purchases made at Universal theme parks, hotels, and resorts
  • Save money with 0% APR on balance transfers for up to nine months*
  • Apply now and receive a free movie ticket with your first purchase*
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
0%*
9 months *
11.99%*
None*
None*
22 Days*
Yes*
Excellent Credit*

Discover® Platinum American Flag Card


Credit Card Highlights:
  • 0% Introductory APR*
  • No Annual Fee
  • Up to 2% Cashback Bonus® award*
  • 100% Fraud Protection
  • Up to $50,000 Credit Limit  
  • American Flag Card Design                                                                                                     
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
0%*
12 Months*
13.99%*
None*
None*
25 Days*
Yes*
Good Credit*

American Express® Rewards Green Card



Card Highlights:
  • Earn rewards program points redeemable for shopping, entertainment and travel rewards.
  • No pre-set spending limit
  • Worldclass American Express Card member Benefits
  • Purchase protection plan
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A
N/A
N/A
$65*
None*
N/A
Yes*
Excellent Credit*

American Express® Rewards Gold Card



Card Highlights:
  • Redeem points for free travel from a variety of international and domestic airline partners
  • Reward points have no expiration and no limit to the number you can earn
  • No pre-set spending limit*
  • Online Fraud Protection Guarantee
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A
N/A
N/A
$90*
None*
N/A
Yes*
Excellent Credit*

Fifth Third Bank Platinum MasterCard®


Card Highlights:
  • 0% Intro APR - then 7.99%*
  • Good on purchases and balance transfers*
  • No Annual Fee*
  • Up to $30,000 Credit Limit*
  • Note: The Fifth 3rd Bank Credit Card is only available only for people living in OH, IN, KY, FL, IL, MI, MO, PA, TN, WV, WI
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
0%*
6 months *
7.99%*
None*
None*
25 Days*
Yes*
Excellent Credit*

* See the online low interest credit card application for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Click Here To Apply" button you can review the complete credit card terms and conditions.

Security Info Security Note: All Applications linked to on this site feature Secure SSL Technology.

Low Interest Credit Card Tip

If you are paying a high interest rate and are carrying a balance on your current credit card, switching to a low interest rate credit card could save you several hundred dollars in interest charges.

Some individuals could even benefit financially by applying for more than one low interest credit card. If you are carrying a balance on a high interest rate card, then you might also want to look at the Balance Transfer Credit Cards.


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