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Apply for a Credit Card online in 3 easy steps...

1. Search through the credit card offers below
2. Compare rates & fees of offers side by side
3. Apply for a Credit Card by filling out an online application

 Credit Cards for Re-Establishing Credit 

Following is a list of both Secured and Unsecured credit card offers designed for people with bad credit or who are looking to re-establish their credit. Apply for the card of your choice and start re-establishing your credit today.

Orchard Bank Mastercard®


Credit Card Highlights:
  • A good credit card for people who are looking to re-establish their credit and would like the convenience of a MasterCard
  • Starting credit line between $300 and $1,500
  • Reports to all 3 credit bureaus each month, which can help improve your credit score.
  • Accepted anywhere Mastercard is accepted
  • Free Online Account Access and Bill Pay
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A*
N/A*
18.90%*
$35*
Yes*
25 Days*
N/A*
Bad Credit OK*

Wired Plastic™ + Rewards Stored Value MasterCard®


Card Highlights:
  • Guaranteed Approval Stored Value MasterCard®*
  • Use anywhere MasterCard is accepted (over 30 million locations)
  • No bank account or employment verification
  • Earn 1 Wired Pointâ„¢ for every $1 you spend*
  • Redeem Wired Pointsâ„¢ for Prepaid Wireless, Internet and Calling Card airtime*
  • Add cash instantly with Western Union® SwiftPay®
  • Powerful online account management.
  • One time activation fee of $29.95                                                                               
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A*
N/A*
N/A*
N/A*
29.95*
N/A*
N/A*
Bad Credit OK*

Aspire® Visa® card



Card Highlights:
  • 30 Second online Response
  • Rebuild Your Credit
  • No Security Deposit
  • Accepted at more then 29 Million Locations
  • Account Access & Online Payment
  • Special Deals for Cardholders
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
None*
None*
19.75%*
Varies
N/A*
None*
No*
Bad Credit OK*

 

 Prepaid Credit Cards & Debit Cards

With Prepaid credit cards and debit cards you must deposit funds into the account before using the card. For this reason Prepaid Debit Cards can also help you control your spending while at the same time allowing you many of the conveniences a credit card offers.


First Vineyard MasterCard® Card


Prepaid Credit Card Highlights:
  • Live debt free and receive compensation for your everyday spending
  • Receive cash back from your own spending
  • Reload your card directly from your payroll or bank account
  • Card accepted at 30 million merchants & one million ATM machines
  • Online Bill Payment service included
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A*
N/A*
N/A*
None*
$39.95*
N/A*
N/A*
Bad Credit OK*

Wired Plastic™ + Rewards Stored Value MasterCard®


Prepaid Debit Card Highlights:
  • Guaranteed Approval Stored Value MasterCard®*
  • Use anywhere MasterCard is accepted (over 30 million locations)
  • No bank account or employment verification
  • Earn 1 Wired Pointâ„¢ for every $1 you spend*
  • Redeem Wired Pointsâ„¢ for Prepaid Wireless, Internet and Calling Card airtime*
  • Add cash instantly with Western Union® SwiftPay®
  • Powerful online account management.
  • One time activation fee of $29.95
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A*
N/A*
N/A*
N/A*
29.95*
N/A*
N/A*
Bad Credit OK*

The Vaya™ MasterCard® Card


Prepaid Debit Card Highlights:
  • Control your spending by funding this reloadable debit card as you see fit
  • No Credit Check - Guaranteed Approval
  • No Finance Charges
  • No Bank Account Required
  • Shop anywhere MasterCard is accepted
Intro
APR
Intro APR
Period
Regular
APR
Monthly
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A*
N/A*
N/A*
$5.95*
$59*
N/A*
N/A*
Bad Credit OK*

Eufora™ MasterCard® Card


Card Highlights:
  • Rebuild your credit with a Eufora Pre-Paid MasterCard
  • Credit Bureau Reporting
  • Load funds online
  • Zero Liability
  • Global Customer Assistance
  • Auto Sweepstakes Entry

Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A*
N/A *
N/A*
$29.95-$99.95*
*
N/A*
No*
Bad Credit OK*

Visa Prepaid Cash Card



Card Highlights:
  • Guaranteed approval*
  • No credit check, bank account, or security deposit required*
  • No interest charges or late fees*
  • Prepaid, with easy loading options*
  • No Credit Check or Bank Account Required
  • No Security Deposits
  • No Employment Verification
  • No More Check Cashing Locations
  • Eliminate check-writing hassles
  • Avoid late-payment fees
  • 24 X 7 On-Line Account Access
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A*
N/A *
N/A*
N/A
*
N/A*
No*
Bad Credit OK*

 

The VIP Visa Prepaid Cash Card



Card Highlights:
  • Guaranteed approval*
  • No credit check, bank account, or security deposit required*
  • No interest charges or late fees*
  • Prepaid, with easy loading options*
  • Pay your bills over the phone
  • Set up Automatic Bill Payments from your Visa®.
  • Send Money to Friends and Family. (Buy 2, real-time card-to-card)
  • Save postage costs and time in paying Bills
  • Keep your Money safe - No more need for Money Orders or walking around with cash in your Pocket
  • Direct Deposit from your Employer.
  • Online and Offline Access.
  • Take your card from Job-to-Job.
  • Low cost fees.
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A*
N/A *
N/A*
N/A
*
N/A*
No*
Bad Credit OK*

SDC MasterCard Card



Card Highlights:
  • Guaranteed approval*
  • No credit check, bank account, or security deposit required*
  • No interest charges or late fees*
  • Prepaid, with easy loading options*
  • Low cost fees.
  • Store your Money Safely.
  • 24/7 ATM Access to Funds.
  • No Credit Check or Bank Account Required
  • No Security Deposits
  • No Employment Verification
  • No More Check Cashing Locations
  • Eliminate check-writing hassles
  • Avoid late-payment fees
  • The cardholder may only withdraw funds or make purchases up to the balance on the card. You cannot overdraft the account. There are no late fees or interest charges.
  • 24 X 7 On-Line Account Access
Intro
APR
Intro APR
Period
Regular
APR
Annual
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A*
N/A *
N/A*
N/A
*
N/A*
No*
Bad Credit OK*

 

 

 Catalog Card Offers

Catalog Cards are not like regular credit cards. Most of them only allow you to purchase merchandise at select online retail locations. For this reason, they limit you as to where you can use them, but usually offer easy approval for people with bad credit.

USA Platinum (Catalog Cards)


Catalog Card Highlights:
  • Approval is *guaranteed when qualifications are met.
  • The Card is an Unsecured Line of Credit.
  • The Shopping Club offers over 16,000 products.
  • No credit checks.
  • No employment verifications.
  • No interest charges.
  • You can be approved even if you have No Credit or Bad Credit
Intro
APR
Intro APR
Period
Regular
APR
Monthly
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A*
N/A*
N/A*
N/A*
N/A*
N/A*
N/A*
Bad Credit OK*

USA Gold Card


Catalog Card Highlights:
  • Approval is guaranteed when qualifications are met.
  • The Card is an Unsecured Line of Credit.
  • The Shopping Club offers over 16,000 products.
  • Monthly credit limits increases are available to those that qualify.
  • The credit line is reported to a major Credit Bureau.
  • No credit checks.
  • No employment verifications.
Intro
APR
Intro APR
Period
Regular
APR
Monthly
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A*
N/A*
N/A*
N/A*
N/A*
N/A*
N/A*
Bad Credit OK*

Buy Right Card Platinum Card ( Catalog Card)


Catalog Card Highlights:
  • 0% interest on all purchases*
  • Receive a $150 Gift Certificate when you apply online*
  • No Credit Checks or Turndowns*
  • Build or rebuild your credit*
  • Discounts on hotels or car reservations*
  • Qualifications: You must be at least 18 years of age, a citizen of the United States or a permanent resident with no undischarged bankruptcies*
Intro
APR
Intro APR
Period
Regular
APR
Monthly
Fee
Account
Setup Fee
Grace
Period
Balance
Transfers
Credit Needed
for Approval
N/A*
N/A*
N/A*
N/A*
N/A*
N/A*
N/A*
Bad Credit OK*

 


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* See the online applications for details about terms and conditions of offers for credit cards for people with bad credit. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Click Here To Apply" button you can review the complete credit card terms and conditions.

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